How Working From Home Can Get You Out of Debt.

Working from home has its perks. You can roll out of bed, grab a cup of Joe and be at your desk in record time ready to start the day. And there’s no need to pull out that pressed suit each morning to make sure you meet the company's dress code. Casual wear or pajamas will do. But there’s another major benefit that may not have crossed your mind: working from home can help you get out of debt faster. Here’s how:

Working at home has tons of perks!

You'll have minimal transportation expenses.
No more leaving home an hour or two early to beat rush hour traffic and make it to your cubicle in time. Working from home allows you to save a bundle on transportation expenses, like gas, maintenance, and repairs, since your vehicle won’t spend a ton of time on the road. Plus, there won’t be much wear and tear so you’ll keep repair costs low. So, if you’re accustomed to spending $40 each week on gas and working from home allows you to cut that amount in half, you’ll free up $80 each month to put on debt.

You won't eat out as much.
It’s not uncommon for coworkers to ditch the office at lunchtime or order takeout. The only problem is buying lunch each day adds up. And if money’s already tight, this expensive habit could be contributing to your rising debt load. To put this into perspective, spending $10 on lunch each day will cost you $50 per day, or $200 per month. But if you’re working from home, you’ll be less inclined to leave your desk as the kitchen is only a few seconds away.

After-school care may not be required.
Depending on your work arrangement, you may be able to cut the day short and avoid paying for after-school care, which can be costly. But this will require stellar time management skills and works better when you have older children.

You can workout at home.
Instead of joining the gym, head to your garage or roll out the exercise mat in your living room and get to work. There are tons of programs you can stream directly from your smartphone or computer to your television. Or you can blare your favorite tunes and march to the beat of your own drum. Either way, you’ll save a nice chunk of cash on that gym membership.

Some side hustles have low start-up costs.
Looking to start a business from the comforts of your own home to supplement your income? Many online businesses, like consulting, writing and e-commerce operations, can help you earn the funds needed to reach your debt-payoff goals faster.

You won't spend as much on apparel and footwear.
At some point, you may have to put on professional attire and head out for an important meeting. But purchasing an entire wardrobe and the appropriate footwear can be costly. Luckily, working from home allows you to scale back and use the money saved to pay down debt. Even better, you won’t have to deal with that weekly dry cleaning bill. And your formal footwear should last much longer if it spends more time in the closet than on your feet.

You may qualify for the home office deduction.
If you’re an independent contractor or run a business from your home, you may qualify for the home office deduction. This means you can deduct a percentage of your home used in business on your tax return. See IRS Publication 587 to learn more.

As a last resort (or if you want to amplify your debt payoff efforts), you can seek help from these top debt relief companies. They may have solutions available that will allow you to reach the finish line faster.

How To Advance Your Yoga Practice.

Yoga is one of the best ways to improve your physical, mental and emotional health. Not only is it a great strength and cardio workout, but it also can improve your overall mood and energy levels. If you've been doing yoga for awhile, you might feel like you're stagnant in your practice. It's easy to begin to get used to your yoga routine.

Just because you've been doing yoga for a while doesn't mean that you don't have room left to grow in your yoga practice. To help you better develop as a yoga practitioner, here are some tips on how to advance your yoga practice.

Photo credit: Veith House.

Change Up Your Routine
It's good to go to the same classes on a regular basis. This keeps you in shape and ensures that you continue to enjoy the mental health aspects that yoga has to offer. However, while having a routine can be healthy, it can also be a bit boring.

If you feel like you're in a yoga rut, consider trying some new classes or styles. If you always go to the same power yoga class, consider trying a hot yoga class. You can also try more daring forms of yoga, such as partner or aerial yoga. You don't have to give up your regular classes, but throwing some new styles of yoga into the mix can be very beneficial in advancing your practice.

Invest In Some New Gear
One of the simplest ways to get excited about your practice again is by investing in some fun new gear. If you're using a simple mat, consider investing in a nicer one that will better cushion and support you while you move through poses. A few new outfits for class can also help you to feel better and more confident in class.

Change Up Your Diet 
If you do yoga regularly but feel like you aren't moving forward in your practice, your diet could be to blame. It's hard to exercise your way out of a poor diet. Most yoga professionals recommend a plant-based, low-fat diet for maximum performance in yoga classes. While you don't have to become a complete vegan, it is a good idea to add more fruits and vegetables into your daily eating plan. It's also a smart idea to cut back on fat and dairy if you really want to improve yoga performance.

Go Abroad
Yoga-based vacations are becoming increasingly popular. They're a great way to get reignite the spark that you have for your yoga practice. One of the most popular destinations for yoga retreats is India, which is where the practice was born. There are many luxury travel companies that offer packages for visits to India. There are also many yoga retreats based in the US and the surrounding islands. These retreats are a great way to be around other yoga devotees and to expand your practice.

Consider Teacher Training
For many practitioners of yoga, training as a yoga instructor is an inevitable undertaking. There are few yoga devotees who don't eventually undergo teacher training after years of practicing yoga. Even if you don't plan to teach yoga professionally, teacher training is an amazing opportunity for anyone who's passionate about yoga. These courses usually only last for a few weeks, but they're very intensive. Students spend all day doing yoga and taking classes on the science behind the yoga lifestyle. It's a great opportunity to really take your yoga practice to the next level.

Take A Break
It might sound counterproductive, but taking a few weeks away can sometimes help if you're feeling frustrated with your yoga practice. However, don't let this break turn into you just lazing on the couch and snacking on junk food. Instead, try some other athletic classes, such as Pilates or spinning. During your break from yoga, you can explore different forms of exercise and enjoy being a beginner again. When you return to the yoga studio, you'll have a new sense of excitement for your practice.

If you follow these tips, you can reignite the spark that you have for yoga. No matter who you are, it's normal to occasionally get bored with something you do regularly.

October 17, 2017 is #NationalPamperingDay!

When it comes to pampering on a national scale, Nailaholics Nail Salon and Spa holds the only spot. After introducing the celebration of the National Pampering Day last year, Nailaholics is back at it again this 2017 with an amplified nationwide celebration of relaxation that everyone is looking forward to this October 17.

The National Pampering Day got off to a good start last year where Nailaholics offered free manicure service and a stress relieving hand massage from 10 AM to 12 NN on all their branches nationwide. This year, everyone will be treated to a free service of their choice: a soothing manicure, calming foot spa or a relaxing foot massage.

Save the date!

“We Filipinos are very hardworking in any given aspect of our lives and a nation of energetic and industrious people best deserves real pampering once in a while. This year, as Nailaholics celebrates the 2nd National Pampering Day, we go deeper and dedicate this to everyone and remind them to take it slow, take it easy, zone out and relax for a while.” said Arvin Amaro, Marketing Head of Nailaholics Nail Salon and Spa.

“With last year’s success of the National Pampering Day, we are back this year with a bigger and much more enjoyable day of pampering. In partnership with the number one salon brand and most beloved nail lacquer brand in the world, O.P.I., National Pampering Day 2017 will accommodate more guests with the extension of pampering time until 1PM. Also, the best thing about this year’s National Pampering Day is that it will be in support to World Vision, The Philippine Animal Welfare Society (PAWS), and Save Philippine Seas” added Amaro.

So save the date and get ready to park away any thoughts of work because the only responsibility you have is to loosen up. Wind down and head down to any Nailaholics Nail Salon and Spa branch on October 17, 2017 (Tuesday) from 10 AM to 1 PM and get yourself a free relaxing manicure, foot spa or foot massage.

Let Nailaholics’ skilled nail technicians take care of you for a little while and walk out of this Hamptons-inspired nail salon feeling refreshed and ready to bring it on again. Grab this once a year treat only at the country’s top destination for relaxation and real pampering.

Visit www.nailaholics.com to check their services and find the branch nearest you.
Get updates through their Facebook Page Nailaholics Nail Salon and Spa, Twitter @_nailaholics and Instagram @_nailaholics.

Nailaholics is an urban destination that offers its customers an escape from the daily grind through its exceptional interiors and exceptional pampering service. It currently has more than 50 branches nationwide, including in Gateway Mall, Eastwood Citywalk, Cash and Carry Makati, Harbor Point Mall Subic, SM Cebu, SM Bacolod, and SM Lanang.

Children and Mental Health - Some Unusual Triggers.

Whеn сhildrеn become viсtimѕ оf mental inѕtаbilitiеѕ, thingѕ might ѕееm to fаll араrt. But it is аll аbоut gеtting a grip and helping thе child with thе right treatment аnd support. The mеntаl problems in a сhild саn sprout duе tо ѕеvеrаl rеаѕоnѕ, some of which саn be beyond general аntiсiраtiоn.

It iѕ a well-known fасt that mеntаl illnesses are соmmоn in a child as well. Some reasons behind thеir mental рrоblеmѕ can bе deciphered еаѕilу, while it can bе tоugh to decode ѕоmе оthеrѕ. Hеrе аrе ѕоmе nоt-ѕо-рrеvаlеnt саuѕеѕ thаt may trigger mеntаl illness in a сhild:

Is your child mentally healthy?

Hеrеditу (Gеnеtiсѕ).
Mеntаl illness tеndѕ tо run in fаmiliеѕ, which means thе likеlihооd tо develop a mental diѕоrdеr mау bе раѕѕеd on frоm parents to thеir children.

Biоlоgу.
Some mental hеаlth diѕоrdеrѕ hаvе been linkеd tо ѕресiаl chemicals in thе brаin саllеd nеurоtrаnѕmittеrѕ. Nеurоtrаnѕmittеrѕ help nеrvе сеllѕ in the brаin communicate with еасh other. If thеѕе сhеmiсаlѕ аrе оut of balance оr nоt wоrking рrореrlу, mеѕѕаgеѕ mау nоt mаkе it thrоugh thе brаin соrrесtlу, leading tо ѕуmрtоmѕ. In аdditiоn, dеfесtѕ in or injurу to certain аrеаѕ оf thе brain also hаvе bееn linkеd to ѕоmе mental illnеѕѕеѕ.

Pѕусhоlоgiсаl trauma.
Sоmе mеntаl illnеѕѕеѕ may bе triggered by psychological trauma, ѕuсh аѕ ѕеvеrе еmоtiоnаl, physical, оr ѕеxuаl аbuѕе; an imроrtаnt early lоѕѕ, such аѕ thе loss оf a раrеnt; аnd nеglесt.

Air роllutiоn.
Aссоrding to the World Hеаlth Orgаnizаtiоn, аir роllutiоn iѕ the world's grеаtеѕt environmental hеаlth risk, linked tо оnе in еight оf the total global dеаthѕ. But whеn it соmеѕ to аir pollution, people gеnеrаllу соnnесt it tо rеѕрirаtоrу рrоblеmѕ, like соughing, whееzing, аѕthmа, In fact, they found thаt thе children whо ѕtауеd in highly polluted аrеаѕ wеrе mоѕt likеlу tо tаkе prescribed mеdiсаtiоnѕ аѕѕосiаtеd with lоng-tеrm mеntаl рrоblеmѕ.

Wеаthеr wоrriеѕ.
Wоrrуing constantly аbоut wеаthеr can cause mеntаl problems, like ѕtrеѕѕ. According tо рѕусhоlоgiѕt and аnxiеtу prevention еxреrt at the Cliniс Childrеn'ѕ Cеntеr in Rосhеѕtеr, being аnxiоuѕ duе tо ѕеvеrе weather соnditiоnѕ is nоrmаl. Hоwеvеr, some сhildrеn dеvеlор ѕtоrm рhоbiаѕ thаt affect their day-to-day livеѕ. He added thаt constantly worrying аbоut the weather makes it diffiсult fоr ѕuсh kidѕ to concentrate in ѕсhооlѕ. Moreover, thеrе hаvе bееn inѕtаnсеѕ when сhildrеn rоutinеlу сhесk thе wеаthеr fоrесаѕtѕ and аrе afraid to lеаvе thе hоuѕе.

Sраnking.
Sраnking iѕ seen as a common mеthоd tо diѕсiрlinе a child. However, a 2016 study bу thе Univеrѕitу of Texas at Auѕtin аnd thе Univеrѕitу of Michigan confirmed thаt ѕраnking might increase the riѕkѕ оf mеntаl hеаlth diѕоrdеrѕ, cognitive imраirmеnt, аggrеѕѕiоn аnd аnti-ѕосiаl bеhаviоr in сhildrеn. Sраnking, in fасt, might cause lоng-tеrm mental рrоblеmѕ thаt grеаtlу оvеrѕhаdоw thе ѕhоrt-tеrm behavioral оbеdiеnсе.

Thrеаtеning раrеntѕ.
Pаrеntѕ whо yell аnd thrеаtеn their children саn triggеr dерrеѕѕiоn аnd оthеr diѕruрtivе disorders in thеm. A 2010 ѕtudу done bу Bowling Green Stаtе Univеrѕitу, Ohio, rеvеаlеd thаt vеrbаl hоѕtilitу саn put the сhildrеn аt grеаtеr riѕkѕ оf dеvеlорing mеntаl problems

Cуbеrbullуing. 
Physical bullуing definitely causes a negative еffесt оn a child's mind. But with mоrе timе spent on social mеdiа, сhildrеn nоw become viсtimѕ оf суbеrbullуing tоо. Thе Huffingtоn Pоѕt website states thаt ѕinсе суbеrbullуing tаkеѕ рlасе in a virtual ѕрасе without аnу рhуѕiсаl contact, thе agony experienced bу a child саn bе dоublе thаn normal. Sinсе the сhild is роwеrlеѕѕ tо tаkе аnу rеаl-timе measures tо stop ѕuсh a hаrаѕѕmеnt, hе/ѕhе fееlѕ mоrе tоrmеntеd аnd mentally distressed.

Learning happens everywhere.

Aссоrding tо a mаth tutоr, еffесtivе рѕусhоthеrару аnd mental health ѕеrviсеѕ саn рrоmоtе fast hеаling and rесоvеrу. Psychotherapy рrоvidеѕ a way tо mаnаgе mental illness and psychological problems. It also рrоvidеѕ strength аnd ѕtrаtеgiеѕ tо fight with future рrоblеmѕ. A соmреtеnt thеrарiѕt саn hеlр a раtiеnt in mаking their mind stable.

Author Bio
David A. Buhr has over fifteen years of experience in the field of Education. He specializes in setting up Educational State. He is an expert in the area of developing strategies of Education. He is presently working at his Home Tuition agency in Singapore.

Seoul Searching | Seoul Museum of History.

My family and I are such huge museum fans. We love museums so much that we make it a point to visit one or two in the places that we travel to. In Korea alone, we've been to a dozen different museums - but that's just a small fraction of the total number of museums and galleries in this culture rich country. (Korea has over 500 museums throughout the nation.)

Last spring, we had the chance to visit yet another museum in the capital - the Seoul Museum of History, located in the bustling Jongno district.

Seoul Museum of History.

Opened to the public in 2002, the Seoul Museum of History was established to provide visitors an in-depth knowledge of the city of Seoul through interesting and meaningful exhibitions. The main exhibition hall, located on the third floor, charts the history of Seoul since the Joseon dynasty.

Seoul during the Joseon era, a diorama.

More of Seoul Museum of History after the jump!