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2019 BTS Summer Package Vol. 5 (Korea Version)


#StrongerNow Than Yesterday: Inspiring Stories of Great Hair Days.

There is no denying that hair has always been a significant symbol for women. As they say, “Hair is your crowning glory” and it’s not just because hair sits right on top of your head. Hair can contribute to a woman’s identity and can affect how confident they feel. While hair can look different from day to day, in moments they need to feel most empowered, a great hair day might just be the boost that they need.

Great hair days can transform ordinary moments into moments of empowerment that some can only dare to dream of. Here are some great hair day stories from local stars that many Filipinas can relate to and use as their inspiration.

Photo credit: Pinky Webb on Instagram.

Pinky Webb finally opens up on her recent iconic hair flip moment. “Looking back as I faced a difficult situation, feeling the tension and pressure about to get to me, I chose to remain calm and unintentionally did, well, a hair flip. Luckily, I chose to wear my hair down that day. Even better, I felt empowered with my Salontastic hair!”

Photo credit: Anne Curtis Smith on Instagram.

“No matter the length, style and colour of my hair Pantene shampoo and conditioner have made my hair look amazing, making me feel empowered. At the moment I’m loving the Pantene salon inspired conditioners!” Whether it be on stage as a host or performer, on screen as an actor or just at home as a mum and wife, Anne Curtis shares that Pantene has made her feel empowered through making her hair look amazing.

Photo credit: Gabbi Garcia on Instagram.

With so many tasks at hand from conceptualization to shooting vlogs, Gabbi Garcia talks about how challenging and fulfilling it is when she works on her content. “I feel more in control and empowered. Just like how Pantene empowers me to be more confident with my crowning glory, that even if I give less effort to my hair, it always stays Salontastic! Because with Salontastic hair, I feel empowered to own those challenging moments.”

Photo credit: Kylie Versoza on Instagram.

“Looking back at my my achievements takes me to a place of gratitude.” Kylie Verzosa shares, as she flashes back to memorable moments, such as when she represented the PH and won the Miss International crown, became a mental health advocate, and when Mental Health Matters — her own mental health organization was recognized by international organisations. “It was always a dream and accomplishment of mine. I feel more confident that even If I give less effort to my hair, it always stays to be Salontastic!’

Photo credit: Sofia Andres on Instagram.

“I think the most challenging part of being a mother is to embody the values we want to impart our children. It is not enough to teach or tell them what is right but we also have to show them that we practice what we teach them. Truly motherhood changes your ways, the way you see things and even how you think…” Sofia Andres shares how some parenting moments have provided her the empowerment she never realized she would have found as a mom. “If you are a mom and you are afraid too, just be the woman you want you children to be. In the little things like when our children play with our hair, we can stay confident that it will always stay Salontastic. Because with Salontastic hair, I feel empowered to own those moments.”

What’s their secret? For #StrongerNow defining hair moments, the Pantene Long Hair Solutions with Pro-Vitamin Formula & Japanese Rice Oil Essence Shampoo has your hair covered. It helps your hair grow longer with Tocotrienol—a super Vitamin E, which has 50X anti-damaging benefits, while Japanese Rice Oil Essence fortifies the outside. This ultimately repairs damaged hair and keeps it protected from external factors, allowing the hair to grow longer, stronger, and beautifully smoother.

To cap it all off, strengthen your hair against breakage with the Pantene Hair Fall Control Miracle Conditioner for 98% less hair fall. This smoothens 3 months’ worth of damage in just 3 minutes with the Pro-V formula. It also nourishes hair for added strength and shine so you can be #Salontastic, even without going to the salon.

With so many stories of inspiration and empowerment, who knew that hair actually contributes to women’s confidence? If you’ve been reluctant to change your hair routine, it’s high time to embrace the change and #PushMoLong just in time for Women’s National Month. Take on the challenge of being #StrongerNow than ever before and look forward to great hair days with Pantene.

Pantene allows your hair to be at its best condition yet so you’re able to experience empowering, great hair days.

Start your Pantene #StrongerNow journey now by checking out through the P&G Shopee Mall store.


6 Factors to Take into Consideration When Buying a Home.

Buying a home is an exciting experience for anyone and is a big step to take in your life. However, the process isn’t as easy as it may seem. There are a lot of things to think about so that you can find a property that you truly love and enjoy living in.

If you’re thinking of getting started but not quite sure what direction to go in. Keep on reading! We are going to be discussing six factors to take into consideration when buying a home.

Let’s get started!

The current market
The real estate market is still prone to changes, so before you think about buying a home, it’s a good idea to look at the current prices and assess your financial situation. If the market has suddenly risen, it might be worth waiting a while until things are more affordable. Alternatively, if you need a home ASAP, you need to make sure that you can afford the initial deposit and repayments.

So Ji Sub in Terius Behind Me (2019).

Nearby facilities
Certainly, one of the most important factors to consider when buying a home is what facilities and amenities are available in that current location. Here are a few things you may want to look into:
  • Schools 
  • Emergency Services 
  • Parks/Play Areas
  • Restaurants, Cafes, Grocery Stores
  • Public Transport
By assessing what you want in a neighborhood, you can then start narrowing down your different options. Check out these homes for sale Callaway FL to get started!

Looks familiar?
Goblin, 2016.

Size and layout
The size and layout of a home play a big part in whether or not it is right for you, so you want to spend time looking at different house types and seeing what is practical for you and your family. From apartments, bungalows, condos, townhouses, and mansions. Each come with their own unique style.

Neighborhood crime rates
There are always going to be good neighborhoods and bad neighborhoods, so before purchasing a home, you want to check its crime rate first. An app like AreaVibes is excellent, as it offers a liveability score based on different factors. Another good choice is Neighborhood Scout, which allows you to compare neighborhoods based on their individual crime rates.

This is how apartments in Seoul look like.

Hidden Costs
Before you purchase a home, you want to make sure that it is in good condition and free from hazards. One hidden expense that you will have to budget for is a pest and building inspection to ensure there are no structural issues. It may seem irritating at first, but it is crucial. Otherwise, you may be stuck with expensive renovation costs in the future. Some other hidden fees you need to think about include:
Future potential
Finally, the last factor you need to consider when buying a home is what you are going to do with it in the future. By thinking about what it can be worth later on, you may be able to turn it into a great investment opportunity. That being said, choosing to live in it for the rest of your life is ok too!


4 Tips for Throwing a Kid-Friendly Halloween Party.

While Christmas stands front and center as a favorite holiday for kids, Halloween doesn’t shy away from sharing that spotlight. With its promise of delicious candy and incredible costumes, the holiday brings plenty of fun opportunities to the table.

This fact becomes even more profound when you are tasked with throwing a kid-friendly Halloween party. The pressure to plan a perfect evening is so palpable that you can practically taste it. But it isn’t nearly as delicious as any popular Halloween candy.

To help you rise to the occasion and plan a stellar get-together for your child and their friends, here are 4 tips for throwing a Halloween party for kids.

Girls Generation Yuri and EXO Xiumin in SMTown Wonderland 2018,
SM Entertainment's annual Halloween party.

1. Go Big on Invites
No matter what type of event you’re planning, formal invitations stand out as an essential part of the process. This also holds true for Halloween parties, even if you are organizing them for kids. In fact, they are even more prominent when your guests look at the event as the highlight of the season.

By picking fun, warm, and welcoming designs for these invites, you can fulfill the recipients’ expectations without any issues. As long as you maintain a joyful vibe through your chosen design, you can achieve your goal of making the party a memorable event for your child and their friends.

SHINee in 2014, with Jonghyun dressed up as a Titan.

2. Pay Attention to Costumes
When you throw a Halloween party for kids, you need to show you are serious about the event and not brush it off as a silly tradition. The best way to achieve this feat is by finding womens and mens costumes for Halloween to wear during the party.

Regardless of whether you dress up as a space princess or a superhero, this small step can ensure plenty of joy for all your little guests. You can also go a step beyond to match your costume with your child, which can become a Halloween tradition and elevate their joy to no end.

Chanyeol in his Iron Man costume.

3. Set Up Games and Activities
In order to make the party a fun event, make sure to plan some games and activities that can keep your guests busy. This can range from a Halloween pinata to candy Jenga. If your child is excited by the idea of winning prizes, you can tie these games to some sort of reward.

You can also set up a showing of popular movies for kids, ensuring that their time at the party stays free of boredom. It all depends on what your child wants to do. But the more activities you have at the party, the more fun it is for the participants.

Onew as Colonel Sanders.

4. Plan a Big Party Menu
If there’s one thing that kids love more than dressing up, it is eating delicious food that stands apart from home cooking. From burgers to pizza, you can plan a big menu for your party to treat your guests to an enthralling Halloween evening. While the dishes don’t have to be fancy, you need to make sure that they are appetizing for everyone.

To make sure that you aren’t going against any dietary restrictions, you can get in touch with other parents before finalizing your menu. This helps you stay away from uncomfortable and unsafe situations while also keeping your young guests’ wellbeing in mind.

Final Thoughts
Throw in a few decorations, and you can make sure that the party becomes a highly excitable affair for your child and their friends. As a result, you can easily pull off the otherwise complicated task of throwing a memorable yet kid-friendly Halloween party.


5 Ways to Live a Sustainable Life.

Our everyday lives and our choices are critical to the environment, climate change, and future generations. For example, what we eat, drink, clothing, and the number of kids we choose to have has a significant effect on the environment.

Mostly, the conscious and deliberate effort you make now about how to shop, limit water usage, and travel is a matter of life to every living thing on the planet, including animals and plants. It is all about living sustainably, and here is how.

Recycling bins in South Korea.
Yoo Na in Prime Minister and I (2013).

1. Reuse and Recycle More Than Ever Before
While the current consumerism culture is all about shopping, and more shopping, you can break the cycle by reducing, reusing, and recycling most stuff you use. Again everything we purchase has a substantial environmental footprint. And so, before you make that purchase, ask yourself whether it is necessary.

Think of those massive, heavily advertised baby products that take years to decompose. Then, of course, choose only eco-friendly baby products, most of which you can reuse and recycle.

Most environmentally-conscious companies and individuals are now boycotting any product that endangers the soil or even wildlife, and it would be good to take the cue. The good news is that you do not even have to buy some of these products. Instead, you can DIY some of the stuff you use at home.

2. Use Less Energy to Reduce Carbon Emissions
Carbon emissions have a destructive effect on the environment, and it takes a conscious and strong mind to break the pattern. So how do you do it? To start, be sure to turn off appliances when not in use. Minimize their use, and turn down all heating as much as you can.

Generally, keeping your home green at every turn, including maintaining your home and car, improves energy use and efficiency. Once you opt for those energy-saving lights, you will be a step ahead in reducing the harm. And lastly, the more outdoors you get, the more your home becomes energy efficient too.
Jung Hae in for Volvo Korea.

3. Changing Your Driving Habits
Even though driving has become essential in the modern world, you can limit your trips or use a more friendly means of transport to reduce the carbon footprint. Let’s say, whenever possible, walk or bike. These car-free days are hugely beneficial to your budget, health, and environment.

There are several other ways to reduce your car use even when you have to travel longer distances. Those mass transit services such as bus or train systems available in your location are a perfect option. You can even opt for carpool or vanpool services, and that will be way better than if you were to use your car daily.

4. Check the Product Certification Before You Buy 
Now, most echo products coming from all corners of the globe have fair-trade certification. So, whenever you pick your coffee, tea, or fruit, check if the product has that label. It is an indication that it has been produced using sustainable farming methods.

But doing so also means doing loads of good, not just to the environment but to the local farmers, knowing that they have had the proper compensation for their sweat. While buying organic products may be a bit costlier, the accompanying benefits surpass your money concerns.

Organic means the farms, water, and final products are free from those harmful pesticides. Everything you consume is now clean, and you do not have to worry about its negative impact on your health.

One of the many tote bags worn by Gong Hyo Jin in The Master's Sun (2013).

5. Go as Plastic-Free as You Can
Plastic is virtually everywhere, and eliminating it hasn’t been so easy. Massive amounts of it have found a home on the world’s water mass, causing massive harm to aquatic life. Still, you can make a personal effort to keep off plastics and eventually cut off the waste with reusable shopping bags and water bottles.

You can always ditch any product wrapped with plastic, and if possible, purchase unwrapped goods at your local grocery store. While you may think your action is insignificant, it just takes your single action to change the world and save future generations.

Living a sustainable life will require some lifestyle adjustments on your part. These might be challenging to adapt initially, but once you get used to them, life becomes even more fulfilling. If you haven’t yet joined the movement, why not start today to enjoy sustainability.


5 Ways to Treat Essential Tremor.

Do you or a loved one suffer from involuntary shaking? It may be what’s known as essential tremor. Essential tremor is a neurological disorder that causes rhythmic, uncontrollable shaking. 

Essential tremor typically begins in one or both hands, causing slow shaking in what some call a “yes, yes” or “no, no” motion. It progresses over time, and can eventually affect your hands, head, and voice. It most commonly affects those 40 and over, but can affect people of any age.

Essential tremor can appear quite similar to Parkinson’s disease, but the two are not the same. Let’s look at essential tremor vs Parkinson’s disease
  • Shaking from essential tremor usually worsens when your hands are in action, whereas a symptom of Parkinson’s disease can be shaking when your hands are at rest. 
  • Essential tremor can lead to an unsteady gait, whereas Parkinson’s leads to a hunched posture, slower movement, and unsteady gait.
Essential tremor is not fatal but can affect the quality of life negatively. Fortunately, there are ways to treat essential tremor that may reduce its impact on your life.

Lee Soon Jae in Stand By Me (2018).

Lifestyle Changes for Essential Tremor
The first thing to do when diagnosed with essential tremor is to understand which factors contribute to your essential tremor. For some, essential tremor can be easily managed with a few lifestyle changes. Try the following to reduce the impact of your essential tremor.

1. Get proper sleep. Some people find that fatigue worsens their essential tremor.

2. Avoid substances that are known to affect essential tremor, such as caffeine and other stimulants.

3. Talk to your doctor about the medications that you currently take. Certain antidepressants, antiepileptics, and inhalers may worsen essential tremor.

4. Stress can be a exacerbating factor, so try and keep it to a minimum. Meditation and breathing techniques can be extremely effective in keeping stress levels down.

5. As with any condition that affects the use of your body, regular occupational therapy is a great tool to learn to adapt to essential tremor. An occupational therapist can help you adapt to the new requirements of your body.

Kim Hae Sook and Bae Suzy in Start-up (2020).

Adaptive Devices for Essential Tremor
Many with essential tremor find that simply swapping out a few regular items for adaptive items can make a significant impact on their life. Explore whether some of the following tools can work for you.

1. Look for utensils with larger handles, which will allow an easier grip.

2. Dishes with high sides can prevent spills from shaking.

3. Wrist weights can help steady your hands.

4. Opt for clothing that doesn’t have buttons. You can find plenty of adaptive clothing online for easier dressing.

Choi Bool Am in Smile You (2009).

Pharmaceutical Medications for Essential Tremor
There are many pharmaceutical medications on the market that have been known to help with essential tremor. When exploring medications, doctors typically look for a medication that reduces your essential tremor by about 50%. Talk to your doctor about the following options.

1. Beta-blockers can be extremely effective in controlling essential tremor. These are medications designed to reduce the effects of epinephrine, the hormone more commonly known as adrenaline. Though designed to reduce high blood pressure, beta-blockers can also calm your essential tremor.

2. Anti-seizure medications can also help with essential tremor. They may cause a few side effects, like drowsiness or nausea, while your body adjusts, but these should eventually go away.

3. Anxiety medications such as benzodiazepines can be helpful to those whose essential tremors worsen with anxiety or stress. Take these medications with care, as they may become addictive.

4. Botox injections can be particularly effective in those with hand tremors who don’t wish to take a daily medication. An injection can last for up to 3 months. Do note that botox in the hands may weaken the fingers and wrists, whereas botox in the throat may cause a raspy voice or difficulty swallowing.

Treating essential tremor can feel intimidating at first, but with these tips you can begin your path to feeling better in no time


My Blogging Journey | A Decade of Gratitude and Positivity.

They say Lent is a time for self-renewal and reflection, and today, on a Palm Sunday, as I plop down in my favorite chair with my morning coffee in hand, I started to think about my blogging journey and what life has been like in my nearly-a-decade of blogging. There goes my plan of a quiet Sunday morning doing absolutely nothing. I just had to open my laptop and write this story down.

Truth be told, I actually started blogging in 2005. Back then, my blog was a lot more personal, known only to a few friends and some people that I have met in online forums/communities. As a twenty-something "yuppie" (the term sounds so obsolete, I know), I blogged about frivolous things like what I bought with my last paycheck, where my boyfriend (now husband) took me on a date, or how I went through another mundane day at the office. 

In 2008, I got married, had a baby, and
became a full-time, stay-at-home-mom.

In 2008, I got married, and then gave birth to our son, Yue. This was the year that I stopped working because our company began downsizing at that time, and I was one of the many employees who were "let go". I wasn't bitter about that - in fact, I considered it a blessing at that time because I would be able to focus on my family, especially my newborn son. I became a stay-at-home mom, and in the end, I had to stop blogging as well. As a new mom, I had very little time to sleep, let alone blog. My hands were full with just taking care and looking after our child. 

As Yue grew older and started schooling, I also started to "get back on track" - you know, enjoying my hobbies once again and going out with friends from time to time. One of my good friends encouraged me to start blogging again. She was a blogger herself, and at that time, she was already earning money from her blog. It sounded like a wonderful idea, but making money from blogging was the furthest thing in my mind back then. All I wanted was to reconnect with my greatest passion - writing. And all I needed was an outlet for my "creative" juices - this blog. 

2011 was the year I started this blog. 
Actually, I just wanted to show the world that I celebrated my 30th birthday
with my favorite K-pop group Super Junior as the party theme. Haha.

I started this blog in 2011 with a very simple purpose: I wanted to write about the things I love - makeup, K-pop, food, travel, and of course, my family.  And as I wrote about these things on my blog - my latest shopping haul, a new recipe, our weekend beach trip, Yue's latest milestone - opportunities eventually came in. Brands would send me products to test and review, agencies would invite me to events and product launches, advertisers would sponsor raffles and giveaways that I ran on my blog. I loved it! I especially loved the fact that I was doing what I love to do, right in the comforts of my home. The perks that came with it, I considered them a bonus.   

Blogging opened up a whole new world for me. I met different kinds of people (including MMA fighters and Korean celebrities), went to different places, made new friends... I even appeared in an ad, was interviewed by a newspaper, and got featured in a magazine! Never in my wildest dreams did I imagine for these things to happen. But it did, thanks to my blog. 

Summer 2018, attending a product launch in Seoul.

These days, people would use the term "influencer" to refer to those who are in the same line of work as I am. Honestly, I'm still iffy with calling myself as an influencer. I'd still refer to myself as a blogger, if you understand what I mean. But when strangers would talk to me out of the blue and tell me that they know me from the internet, that they read my blog and find my work fun and interesting, I get all fuzzy inside. You know that feeling when you're a kid and you'd get praised by your teacher or your parents for doing a good job at school? That's the kind of feeling I get. Whenever I'd receive a message on my Facebook fan page or on my Instagram asking for my thoughts on a certain skincare product, or which places to go to in Korea, or even the oven settings to use for a particular recipe, I feel like in this sense, I am an influencer in my own right

On that note, blogging also gave me so much to thank for: My husband, who has always been very supportive with whatever it is that I want to do; my son, who has been my inspiration since day one; my friends, who always trust my recommendations whether it's a skincare product, a Korean drama, or a new item on the fastfood menu; my fans and followers who continue to read my blog, support my social media pages, and try out my recipes; and all the brands and agencies whom I have worked with and continue to trust my work. Finally, I'd like to thank that friend (you know who you are!) who gave me that big push to go back to blogging, to pursue my passion, and to never stop writing. I wouldn't be here, and this blog wouldn't be here if not for you. :)

Would you like to be an influencer, too? Sign up with Intellifluence for campaigns and opportunities!


Tuna Recipes for Lent.

Canned tuna is perhaps one of the most versatile ingredients I have cooked with ever. I'm sure most homecooks would agree. Aside from being shelf-stable, it's also budget-friendly, easy-to-find, and best of all, heart-healthy.

If you're a Catholic and a staunch follower of the 'Fish Friday' tradition, here are some tuna recipes that you might want to try. These are all made with San Miguel Del Mar Tuna, from one of the leading food companies in the country - San Miguel Foods.


2 tsp chopped garlic 
6 pc small flour tortillas or pita bread, lightly warmed or toasted 
1/2 cup shredded lettuce leaves 
1/2 cup sliced cucumber 
1 (100 g) pc tomato, sliced 
1 (185 g) can SAN MIGUEL DEL MAR TUNA CHUNKS IN OIL, drained 
1. To make garlic sauce, mix mayonnaise and garlic then set aside. 
2. In the center of each flour tortilla, place 1 to 2 tablespoons of lettuce leaves, cucumber slices, tomato slices, and tuna. Drizzle with garlic sauce. 
3. Fold tortilla to secure filling. 

  • Keep tortillas in the refrigerator for up to a week and freeze for up to 3 months. 
  • To warm store-bought tortillas: (1) heat in a dry hot pan over medium heat for about 30 seconds on each side, (2) wrap stacked tortillas in paper towel, then wrap in aluminium foil and bake at 300°F about 10 minutes and (3) cover tortillas with damp paper towel and microwave for 1 minute. 
  • Buy salad greens that are bright in color, leaves crisp, free of blemishes and smell fresh.

TUNA ONIGIRI (Japanese Rice Balls)

1/4 cup Japanese mayonnaise
5 cups sushi rice* 
10 pc nori wrapper sheets, 1”x 4” in size 
*Sushi rice – is steamed rice flavored with vinegar and sugar 

1. In a bowl, combine tuna and mayonnaise. Set aside. 
2. To make the onigiri, place 1/4 cup of rice on a surface covered with plastic wrap. Flatten rice then place 2 tablespoons of the tuna mixture in the center. Cover tuna with another 1/4 cup of rice. Form into a ball, and then shape into a triangle. 
3. Place onigiri at the center of a nori sheet. Fold sides to stick to the rice ball. Repeat procedure for the rest of the ingredients.

1 (180 g) pack store bought pesto sauce 
1/4 kg penne, cooked according to package directions 

1. Heat pesto sauce in a pan. 
2. Add tuna and simmer over low heat for 10 minutes. 
3. Toss in cooked pasta. Serve.


McDeliverBack: Breakfast for Heroes | McDonald’s and their customers surprise over 30,000 delivery riders.

A year into the lockdowns, delivery services have become a way of life. We rely especially on delivery riders to make our everyday lives easier.

Delivery riders, lockdown heroes.

It is in honoring and thanking these unsung heroes for their service that McDonald’s invited its customers to treat delivery riders to a FREE breakfast meal as a way to say thanks for braving the streets every day to keep Filipinos happily fed and safe indoors during the pandemic.

A simple but meaningful surprise for our delivery riders.

Through McDonald's McDeliverBack program, delivery riders who delivered a McDonald's breakfast on March 16— from McDelivery, GrabFood, and foodpanda— were also treated to a breakfast from McDonald’s. With the help of thousands of Filipinos who decided to McDeliverBack, over 30,000 delivery riders nationwide received the special treat of a free Cheesy Eggdesal meal with Minute Maid!
Thank you, riders!

Watch the video on McDonald’s Facebook page and see how McDonald’s and their customers gave back to the everyday heroes of the pandemic.

Watch the video on McDonald's Facebook page!

Don’t forget to thank your riders the next time you have your McDonald’s favorites delivered! Download the McDo PH App at the App Store and Google Play or order via


Protect Your Homes with Cebuana Lhuillier's Protect Max!

Cebuana Lhuillier Insurance arm strengthens Fire Prevention call, mounts webinar with BFP 

The damage of getting your house razed by fire is insurmountable; fires at home can break out anytime and anywhere and can damage livelihood, household appliances and more. In 2018, the Bureau of Fire Protection (BFP) recorded a total of 14,316 incidents of fire from January until December.

This is why every March is Fire Prevention Month in the Philippines, and BFP’s campaign for this month is safety consciousness among our people every day of the year as a positive preventive approach to a problem that can be solved by more caution, vigilance, sobriety, exercise of common sense and respect for the law. It is a campaign that focuses on exercising vigilance at home and keeping oneself knowledgeable on the best way to protect your home and family from destruction brought about by fire.
March is Fire Prevention Month.
(Mask, 2015)

Cebuana Lhuillier has always committed to be of help to the Filipinos at all times, and our call for Fire Prevention is a reflection of that, our insurance products that aims to keep our clients protected at all times is a complementary effort to our advocacy for this month.” said Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier.

PJ Lhuillier’s insurance arm, the Cebuana Lhuillier Insurance Brokers, Inc (CLIB), has also expressed its support for BFP’s campaign through the years. It has been a staunch advocate of having Filipinos insured, posting almost a 35% contribution to the total number of insured Filipinos through microinsurance.

CLIB has also worked together closely with the Insurance Commission in promoting microinsurance in the country; they have settled over more than 5,300 million claims worth over Php 500 million, and  they have serviced over 16,500 claimants. Cebuana Lhuillier Insurance Brokers’, Inc. is also the first and only ISO-certified insurance broker in the Philippines.

Panalo sa Protect Max Promo!

Also launched this month in conjunction with the celebration of the Fire Prevention Month is a promo dubbed “Panalo ka sa ProtectMax” where clients of the ProtectMax product of CLIB get a chance to win Php 25,000. The promo is open to all clients who will purchase 5 ProtectMax COCs; these 5 COCs are equal to e-raffle entry. For the promo, 20 lucky raffle winners will be selected and will win Php 25,000.

This Fire Prevention month, it is very important to drumbeat awareness on fire safety and prevention, and the importance of being protected. CLIB believes that an information and education drive is very important to ensure that everyone is well-informed against conflagration.” said Cebuana Lhuillier Insurance Brokers’ Inc., Jonathan Batangan.

For clients who are interested to keep themselves protected without having to go to Cebuana Lhuillier’s more than 2,500 branches, they may purchase Home Insurance via the ProtectNow app or website. Just log on to to see CLIB’s full range of products online. They’ve also mounted the #SunogFreeWorryFree: ProtectMax Kontra Sunog webinar which aims to highlight the importance of being ready for untoward situations especially fire, and the importance of having protection whenever there are threats of conflagration.


How to Get the Most Out of Your Money When Traveling.

Oh travel, a favorite pastime for many, which allows us a chance to disconnect from our “mundane” lives and get to experience something new, fascinating, and at times, surprising. If you’ve been saving up for a while, you’re more than likely looking forward to a fabulous trip.

Of course, everyone wants to make sure they get the most out of their money when traveling, so how do you make sure you have a great time, without throwing it out the window? We’ve put together ideas to help you plan ahead, so that your money and time is well-spent.

The cast of Busted, a Netflix original series, led by Yoo Jae Seok.

Look For All-Inclusive Deals
Whether you’re traveling to Huatulco, Oaxaca in Mexico or to the shores of Bali, Indonesia, there are plenty of all-inclusive resorts to choose from that can save you plenty of money while providing you with an amazing vacation experience.

There are plenty of all inclusive resorts USA as well, if you’re not looking to go very far on your trip. The reason why all inclusive resorts can be great for your pocketbook is that you get everything from lodging to food, activities and more. With various options from basic to premium in many resorts, you get to choose the type of package that works best or you and your budget.

If you’re looking for a vacation that allows you to not worry about pulling out your card every time you want to get a drink or snack or simply want to sit back and relax without worrying about a thing, an all inclusive resort is a great way to get the most out of your money and have a terrific vacation.

Looks familiar?
That's the lobby of Hotel del Luna (2019), which stars IU and Yeo Jin Goo.

Look For Affordable Accommodations
On the flip side of the coin, you may be heading to a destination where you want to immerse yourself in the culture and get to know the city. All inclusive resorts are more for the vacation where you don’t want to do anything but relax and be pampered but aren’t so conducive to getting out and about and seeing the sights and sounds of your destination.

Instead, you may want to look for accommodations that are located in the city, near the places and things you want to see and do. While 5-star hotels can be great, if you’re looking to get the most out of your money, a homestay site like Airbnb or an affordable vacation rental could be a better option for you.
Kim Ha Neul and Lee Sang Yoon in On the Way to the Airport (2016).

Look For Cheap Flights
Whether you’re staying at an all-inclusive spot or a nicely-priced vacation rental, you can save a lot of money on flights, which can help cut down on costs for your trip. From different sites that offer great deals regularly to looking on certain days that are known for cheaper flight deals, to switching up the route, there are often great deals to uncover for your travel to your desired destination.

This is when planning in advance can be very helpful. When booking a couple of months out from your desired travel date, you may find prices to considerably lower than if you look more than a few months away from your trip or too close to the date of departure.

Some flights charge for choosing your seat and others or the type of luggage you want to bring, so make sure to consider these details which could save you money if you know about them ahead of time. If you don’t care that you don’t get a window seat for a 5-hour flight or you can travel with a simple backpack for your trip, you could save money in this way too.

In Conclusion
You’ve worked hard for your money and while you may have saved for this trip, you don’t have to overspend to have a good time. From the comfort of an all inclusive destination to the dollars saved by getting any seat on the flight, there are ways to get the most you can out of your money while still having plenty left over.


4 Ways to Make Money Off of Your DIY Projects.

You can pretty much make the DIY version of anything. Do you have your eye on a specific shirt but can’t bring yourself to spend the money on it? Easy, just break out your sewing machine and make it by hand. Found an old piece of furniture at a thrift store that you see potential in? Just reupholster it and give it a brand new life.

DIY projects do not only save you money, they are also really fun! They are a great way to get creative and use your hands to make something useful. But, if DIY projects have been a passion of yours for awhile, you might want to take that skill and turn it into a business that you can actually make a profit from. People will pay big bucks to buy something that someone else spent the time and effort putting together. Turn your passion into a side hustle with these 4 easy ways to make money off of your DIY projects:
Jang Nara in Baby Faced Beauty (2011).
1. Master Your Craft
In order to actually sell the item that you are making, you need to make sure it is high-quality and durable. If you are making and selling beaded necklaces, you do not want them to fall apart in the mail. It will take a lot of time and trial and error to fully master your craft, but it will be worth it once the money comes flowing in. If you make jewelry, you are better off investing in high quality tools and beads to ensure your end product is worth the price you’re selling it for.

2. Experiment With Multiple Projects
Whether you are doing DIY projects as a side hustle or as your main source of income, it is important to experiment with multiple projects. Do not stretch yourself out too thin, but it never hurts to be multifaceted. For example, if you make your own skin care products, experiment elsewhere in the beauty industry as well. Play around with making DIY bath bombs and soap in fun and unique shapes with silicone moulding material. The options are truly endless, you just have to put yourself out there and get creative!

RM and J-Hope do some craftwork with ARMY Bombs, 
Jungkook joins their live stream. :)

3. Utilize Social Media
To make money from your DIY projects, you have to use social media to your advantage. Starting a small business of selling homemade crafts is time consuming and will probably take a while before you make your first sale. However, utilizing social media and creating a brand will expedite the process. There are so many social media platforms out there that are designed to help businesses gain attention and make sales. You first have to make a website and create accounts on multiple platforms. Then, you can look into doing advertisements, tracking engagement, and creating a presence on social media. Figure out which business model works for you and spend time perfecting it.

Yoon Se Ri and Ri Jeong Hyeok, always exuding charm and sophistication.
Son Ye Jin and Hyun Bin in Crash Landing on You (2020).

4. Follow the Trends
When it comes to making money, you need to stay on top of the trends. People will pay big bucks for trendy items, and if you stay up to date on what is popular, the money will follow. If your passion is sewing and making clothes, keep track of what styles of clothes are trendy right now and learn how to make them by hand. Trendy items also tend to sell for more, which will lead to more cash in your pocket. Pinterest is a great site to stay on top of what is and isn’t in style, in addition to just being on social media in general.

There is no better time than the present to turn your passion for DIY projects into a business. Whether your skill is sewing clothes, making jewelry, or refurbishing furniture, there are a plethora of ways for you to succeed with your projects, you just have to be patient. Starting an online business is intimidating, but with time and dedication, it will be worth it. We all dream of making money by doing something we love, so follow these simple tips and soon enough your project will take off.


McDeliverBack: Breakfast for Heroes | McDonald’s gives thanks to those who deliver.

Amidst widespread transportation restrictions and numerous community quarantines over the past twelve months, Filipinos have increasingly relied on delivery riders for their everyday meals and needs. On March 16, McDonald’s will be paying tribute to those who deliver — the unsung heroes of the pandemic— by giving them a warm breakfast for their unwavering service throughout the year.

Through the McDeliverBack program, McDonald’s will be celebrating the delivery riders who have unfailingly delivered McDonald’s favorites — and everyone is invited to join by having their McDonald’s favorites delivered between 6AM-10AM on March 16. In doing so, your delivery rider will be treated by McDonald’s to a free Cheesy Eggdesal meal with Minute Maid!

Delivery riders have been our lifeline in these challenging times, and their sacrifices and hard work have made the past year much easier for everyone. As we mark the first year of the lockdown, McDonald’s honors and gives thanks to these delivery riders with a hearty breakfast to start their day,” said McDonald’s Philippines Marketing Director Oliver Rabatan.

You, too, can show your appreciation to your delivery driver for their service.

Order a McDonald's breakfast on March 16 from 6AM-10AM via McDelivery, GrabFood, or foodpanda to McDeliverBack a delicious breakfast for your delivery rider. For more information, be sure to follow McDonald’s on Facebook, Twitter, and Instagram.